Local claim risks in Boulder City
- High winds
- Monsoon storms
- Older-home plumbing
- Fire
- Heat
Housing mix: 1930s dam-era cottages, mid-century ranch homes and hillside homes overlooking Lake Mead.
Historic homes in the desert
Boulder City was a federal town planned for Hoover Dam workers, and its historic district still has many of the original cottages and bungalows. The city limits growth, so much of its housing is older: 1930s and 1940s homes near downtown, mid-century ranch homes and a ring of newer hillside homes with views over Lake Mead and the Eldorado Valley.
Older homes bring their own claim issues. Original plaster, wood windows, older electrical and galvanized or cast-iron plumbing don’t price like modern construction. Repairs in the historic district may also involve preservation guidelines that raise the cost of matching materials.
Weather and risk
- Strong winds funneling through the hills and across the Eldorado Valley.
- Monsoon storms with heavy rain, lightning and occasional hail.
- Leaks from aging supply and drain lines in older homes.
- Heat stress on roofing, especially low-slope and older composition roofs.
Areas we serve
The historic district, the Boulder City golf course neighborhoods, the hillside homes along Lakeview and the newer subdivisions on the city’s edges, plus homes and businesses toward Lake Mead.
Services in Boulder City
Every Nevada Insurance Appraiser service is available to property owners in Boulder City and the surrounding area, including:
- Appraisal Clause Representation
- Homeowner Claim Appraisal
- Commercial & HOA Claim Appraisal
- Roof & Hail Damage Appraisal
- Wind & Microburst Damage Appraisal
- Monsoon & Tropical Remnant Storm Appraisal
- Water & Slab Leak Damage Appraisal
- Fire & Smoke Damage Appraisal
Questions from Boulder City property owners
My 1930s home has plaster walls. Will the insurer pay for plaster?
Policies generally pay for repair with materials of like kind and quality. Plaster repair or a reasonable equivalent may be appropriate, depending on the damage and your policy.
Do historic guidelines change what a repair costs?
They can, particularly for exterior work. Ordinance-or-law coverage may help with costs that rules require, depending on your policy.